To get Gomercury Pre Approved Credit Card, you need to get reservation code from SD First Bank & Trust, Brookings which is the Gomercury Credit Card issuer, now rebranded as MercuryCards licensed by Visa and Mastercard International.
A credit card is must have for everyone because it is easier to pay with a credit card and avoid getting your money stolen in worst case scenario. This is where risk free credit cards like gomercury comes into play.
Key Takeaways
- $0 Fraud Liability – You don’t pay anything in case of theft
- Gomercury Credit Card is pre aproved and you cannot apply for it manually
- Customer care of the gomercury card is 8666862158, +1 70649 45025
- The pre-approved cards are offered on the basis of the user’s profile.
- A valid SSN is required for verification purposes.
- Increased credit card limits with the number of transactions.
- There is $0 annual fee for the card. So you are not paying any card registration fee.
- The grace period for bill payment is approx. 23 days from the month’s end.
- The card can be managed on the go by Gomercury application.
- 24*7 support is available so you don’t have to worry about any issue.
Credit cards are also unlocked for international transactions out of the box, making it useful for effortless payments, cashback points, and risk-free online transactions.
Debit cards usually don’t offer this much flexibility and that is why credit cards are go-to payment options for most users. However, they are not easy to get and require a good credit score.
In this article, we will discuss, how to get gomercury pre approved application reservation code, and how to get gomercury pre approved application and get your first credit card approved in 5 minutes.
What is Gomercury or Mercury Card?
Recently, Gomercury has been rebranded as Mercury Card, so go to “mercurycards.com” than go to “gomercurycards.com”. You can manage your credit limit, transaction limit, international transactions, credit card bill payment, and everything related to managing your card on this website.
| Name | Gomercury Credit Card |
| Annual Percentage Rate(APR) | 30.24% to 30.49% |
| FTF (Foreign Transaction Fee) | 3% |
| Annual Maintainance Fees | None |
| Grace Period | 23 Days |
| Transfer of Balance Fee | $5 or 4% |
| Advance Cash Fee Charges | $10/5% Respectively |
| Late Payment Fees | $41 |
| Official Website | mercurycards.com |
Gomercury also popular by the name of Mercury card is issued by two major credit card brands. Visa Card for domestic usage only and Mastercard for Domestic as well as International usage.
The issuer of the card is SD First Bank & Trust, Brookings. The credit card offered by this bank became hugely popular because of its competitive offerings and easy approval process.
Here is detailed information regarding all the credit cards and how they compare with the Mercury card:
| Feature | Mercury Credit Card | Chase Freedom Unlimited | Citi Simplicity Card | American Express Platinum Card |
|---|---|---|---|---|
| Annual Fee | None | None | None | $695 |
| APR | Variable, typically around 13.99% | 14.99% – 23.74% Variable | 14.74% – 24.74% Variable | See Terms |
| Rewards Program | None | Unlimited 1.5% cash back | None | Membership Rewards |
| Introductory APR | N/A | 0% for 15 months | 0% for 12 months | N/A |
| Sign-Up Bonus | N/A | $200 after spending $500 | N/A | 100,000 Membership Rewards |
| Foreign Transaction Fee | 0% | 3% | 3% | None |
| Late Payment Fee | Up to $40 | Up to $40 | Up to $40 | Up to $40 |
| Other Fees | No ATM or overdraft fees | No ATM or overdraft fees | No ATM or overdraft fees | No ATM or overdraft fees |
| Additional Perks | Virtual cards for online purchases | DoorDash and Lyft benefits | No late fees | Airport lounge access |
Mercury cards features and rates are highly competitive and they offer different types of cards. Here are details about the types of cards offered by Gomercury:
- Domestic Visa Card
- Domestic and International Mastercard
- SEIU Mercury Card
- Free Spirit Points Card
- Reward Card or Cash Back Card
- Travel Card (International Transactions)
- Secured Card (Limited LLC Cards)
- Business Cards (Commercial Cards)
Mecury cards are known for the lowest FTF i.e. foreign transaction fee. (As shown in the above table)
What Is www.gomercury.com Pre Approved Application?
The term pre-approved means that the bank will do a preliminary background check on your profile and after that, a pre-approved application will be mailed to you.
If you accept you can avail of the offer instantly and get your gomercury card approved almost instantly.
The complete process is automatic and you don’t have any option to apply for it manually. Bank does this process automatically and you get the offer automatically in your mail.
What is Gomercury.com Reservation Code and How To Get One?
Go Mercury reservation code is a secret code that is mailed to you after a background check has been done on your profile and your profile gets approved.
This code is called as gomercury.com reservation code. To get one for yourself you must keep your credit score as high as possible.
Once the bank does a background check on your profile then you can simply get your reservation code within 1 week after the approval.
How to Apply For Gomercury.com Pre Approved Application Process 2024
Once you get approved by the bank for gomercury credit card then follow the following steps to complete your application process.
- Click here and go to sign up page.
- Enter the secret reservation code you got in your mail.
- Now you have to enter your SSN i.e social security number (Only the last 4 digits)
- Hit the submit button to proceed.
- The next requires you to fill in all the details.
Once your application is processed then you will get your account approved and your credit card will reach you via mail within 1 to 2 weeks.
How to Activate Gomercury Credit Card?
After receiving your credit card, you need to activate it before you can use it. Here are the exact steps to activate your credit card.
- Go to the activation page on gomercury’s website
- Fill the credit card number you received, verify your SSN and Date Of Birth (Year Only)
- Hit Proceed and you are done
Now you have the Gomercury credit card activated in just 5 minutes.
How To Contact Gomercury Customer Service
With time you may face different issues regarding your card. Here are the Gomercury customer care details to contact them in case you need any help.
- For issues related to App: 8337664844
- Payment and Card Issues: 8666862158, +1 7064945025
- Social Media Accounts: Facebook, Twitter
For serious issues directly visit their customer care center in your area.
Gomercury.com Pre-Approved Application: How to Apply and What to Expect
If you’re looking for a credit card that offers cashback rewards and doesn’t require a security deposit, you might be interested in applying for the Mercury Credit Card. One way to potentially speed up the application process is by using the Gomercury.com pre-approved application feature. In this article, we’ll explore what pre-approval is, how to apply for it, and what benefits it offers.
What Is Gomercury.com Pre-Approved Application? Pre-approval means that a credit card issuer has reviewed your credit history and determined that you meet certain eligibility criteria for their card. With Gomercury.com pre-approved application, you can check if you’re pre-approved for the Mercury Credit Card without impacting your credit score. If you’re pre-approved, you’ll receive a customized offer with information about your credit limit, APR, and other terms. You can then choose to accept the offer and complete the application process.
Benefits of Pre-Approval One of the main benefits of pre-approval is that it can save you time and effort. Instead of applying for a credit card and waiting to see if you’re approved, you can check if you’re pre-approved first. This can help you avoid unnecessary credit inquiries, which can negatively impact your credit score. Additionally, pre-approval can give you a better idea of what kind of credit offers you’re likely to receive, so you can make more informed decisions about which cards to apply for.
Key Takeaways
- Gomercury.com pre-approved application allows you to check if you’re pre-approved for the Mercury Credit Card without impacting your credit score.
- Benefits of pre-approval include saving time and effort, avoiding unnecessary credit inquiries, and making more informed decisions about which credit cards to apply for.
- To apply for pre-approval, you’ll need to provide some basic personal and financial information, and you may need to meet certain eligibility criteria.
What Is Gomercury.com Pre-Approved Application
If you’re looking for a credit card with a straightforward rewards program and a simple application process, you may want to consider Gomercury.com Pre-Approved Application. This credit card is designed for people who want to earn rewards on purchases without having to worry about complicated point systems or rotating categories.
Gomercury.com Pre-Approved Application makes it easy to apply for a credit card online. You can fill out a short application form that takes only a few minutes to complete. Once you submit your application, you’ll receive a response within seconds. If you’re approved, you’ll receive your credit card in the mail within 7-10 business days.
One of the benefits of Gomercury.com Pre-Approved Application is that you can earn rewards on every purchase you make. You’ll earn 1 point for every dollar you spend, and you can redeem your points for cash back or other rewards. The rewards program is simple and easy to understand, so you don’t have to worry about keeping track of complicated point systems or rotating categories.
Another benefit of Gomercury.com Pre-Approved Application is that it offers a low APR on purchases and balance transfers. This can be a great option if you’re looking for a credit card with a low interest rate. Additionally, Gomercury.com Pre-Approved Application has no annual fee, so you don’t have to worry about paying extra fees just to use your credit card.
Overall, if you’re looking for a credit card with a simple rewards program and a straightforward application process, Gomercury.com Pre-Approved Application may be a good option for you. With its easy-to-understand rewards program, low APR, and no annual fee, it’s a credit card that’s worth considering.
Benefits of Pre-Approval
If you’re thinking about applying for a credit card, you might want to consider getting pre-approved. Pre-approval can offer several benefits that can make the application process smoother and more efficient. Here are some of the key benefits of pre-approval:
Credit Score Impact
When you apply for a credit card, the issuer will typically check your credit score to determine your creditworthiness. This credit check can temporarily lower your credit score, which can be a problem if you’re trying to improve your score. However, when you get pre-approved for a credit card, the issuer will typically perform a soft credit check, which won’t impact your credit score. This means you can shop around for credit cards without worrying about hurting your credit score.
Faster Processing Time
Another benefit of pre-approval is that it can speed up the processing time for your credit card application. When you’re pre-approved, the issuer has already performed a preliminary review of your creditworthiness. This means that when you submit your application, the issuer can quickly verify your information and make a decision. This can save you time and hassle, as you won’t have to wait as long to find out if you’ve been approved.
Improved Financial Planning
Finally, pre-approval can help you plan your finances more effectively. When you know you’re pre-approved for a credit card, you can start to plan your budget and spending habits accordingly. You’ll have a better idea of what your credit limit will be and what interest rate you can expect. This can help you make more informed decisions about how to use your credit card and avoid overspending.
Overall, pre-approval can be a useful tool for anyone looking to apply for a credit card. By taking advantage of pre-approval, you can avoid unnecessary credit checks, speed up the application process, and improve your financial planning.
Eligibility Criteria for Pre-Approval
If you are interested in applying for a Mercury Credit Card, you may be wondering if you are eligible for pre-approval. While pre-approval does not guarantee that you will be approved for the card, it can give you an idea of your chances and make the application process easier.
To be eligible for pre-approval from Gomercury.com, you will need to meet certain criteria. These criteria may include:
- A minimum credit score: Gomercury.com may require a minimum credit score for pre-approval, which can vary depending on factors such as your income and credit history.
- No recent bankruptcies: If you have filed for bankruptcy in the past, you may not be eligible for pre-approval.
- No recent delinquencies: Gomercury.com may also look at your payment history to determine your eligibility for pre-approval. If you have recent delinquencies or missed payments, you may not be eligible.
It is important to note that meeting these criteria does not guarantee that you will be pre-approved for a Mercury Credit Card. Gomercury.com will still need to review your application and credit history to make a final decision. However, if you do meet these criteria, you may have a better chance of being pre-approved and eventually approved for the card.
Overall, if you are interested in applying for a Mercury Credit Card, it may be worth checking to see if you are eligible for pre-approval. This can help you save time and make the application process smoother.
How to Apply for Pre-Approval
If you’re interested in applying for a Mercury Credit Card pre-approval, you can do so online at gomercurycompreapprovedapplication.com. Here’s what you need to know about the online application process and the required information for the application.
Online Application Process
To apply for pre-approval, you’ll need to visit the Mercury Credit Card website and fill out an online application form. The application process is simple and straightforward, and it should take you only a few minutes to complete.
Once you’ve submitted your application, the issuer will review your credit history and determine whether you meet their pre-approval criteria. If you’re approved, you’ll receive a pre-approval offer in the mail within a few days.
Required Information for Application
When you apply for pre-approval, you’ll need to provide some basic personal and financial information. Here’s what you’ll need to have on hand:
- Your full name, address, and contact information
- Your Social Security number
- Your annual income and employment status
- Your monthly housing payment
- Your monthly income and expenses
It’s important to provide accurate and up-to-date information when you apply for pre-approval. If the issuer discovers that you’ve provided false or misleading information, your application may be denied.
In summary, applying for pre-approval for a Mercury Credit Card is a simple and straightforward process that can be completed online. Just make sure you have all the required information on hand when you fill out the application form.
Understanding Your Pre-Approval Offer
If you have received a pre-approval offer from GoMercury.com, it means that you have been selected as a potential candidate for a Mercury Credit Card. This offer is not a guarantee of approval, but it does mean that you have met certain criteria that make you a good candidate for the card. Here is what you need to know about your pre-approval offer:
Credit Limit Information
Your pre-approval offer will include a credit limit range. This range is an estimate of the credit limit you may be approved for if you decide to apply for the card. The actual credit limit you receive may be higher or lower than the range provided in your pre-approval offer, depending on factors such as your credit score, income, and other financial information.
Interest Rates and Fees
Your pre-approval offer will also include information about the interest rates and fees associated with the Mercury Credit Card. This information is important to consider when deciding whether to apply for the card. The interest rates and fees may vary based on your creditworthiness and other factors.
It is important to read the terms and conditions carefully before applying for the card to fully understand the interest rates and fees associated with the card. The Mercury Credit Card offers a rewards program that allows you to earn points on purchases, which can be redeemed for cash back, travel, merchandise, and more.
Overall, if you have received a pre-approval offer from GoMercury.com, it means that you are a good candidate for the Mercury Credit Card. However, it is important to carefully review the terms and conditions before applying for the card to ensure that it is the right choice for you.
Next Steps After Pre-Approval
Congratulations on your pre-approval for a Gomercury credit card! Now that you have taken the first step towards getting your card, it’s time to move on to the next steps. Here are the two main things you need to do to finalize your application.
Accepting the Offer
Once you have been pre-approved for a Gomercury credit card, you will receive an email or letter with an offer that includes the terms and conditions of the card. It’s important to review this offer carefully to make sure you understand all of the details, such as the interest rate, annual fees, and rewards program.
If you decide to accept the offer, you can do so by following the instructions provided in the email or letter. Typically, you will need to provide some additional information, such as your income and employment status, before your application can be finalized.
Application Finalization
After you have accepted the offer, you will need to complete your application by providing any additional information that is required. This may include your social security number, date of birth, and other personal information.
Once you have submitted your application, you will need to wait for it to be reviewed and approved. This process typically takes a few days, but it may take longer if additional information is required.
Once your application has been approved, you will receive your Gomercury credit card in the mail within 7-10 business days. Be sure to activate your card as soon as you receive it so you can start using it right away.
In summary, accepting the offer and finalizing your application are the two main steps you need to take after being pre-approved for a Gomercury credit card. By following these steps, you can ensure that your application is processed quickly and that you receive your card as soon as possible.
Customer Support for Pre-Approval Queries
If you have any questions or concerns about the Gomercury.com pre-approved application process, the customer support team is available to assist you. You can reach out to them via phone or email, and they will be happy to answer any questions you may have.
Here’s a quick overview of the customer support options available:
Phone Support
If you prefer to speak with a customer support representative over the phone, you can call the Gomercury.com support line at 1-888-963-9230. The phone line is open from Monday to Friday, 8 am to 8 pm EST, and on Saturdays from 9 am to 5 pm EST. You can ask any questions you may have about the pre-approved application process, and the representative will be happy to assist you.
Email Support
If you would like to send an email to the customer support team, you can do so by filling out the contact form on the Gomercury.com contact page. You will need to provide your name, email address, and a brief message describing your question or concern. A customer support representative will respond to your email as soon as possible.
Frequently Asked Questions
If you have a general question about the Gomercury.com pre-approved application process, you may be able to find the answer in the Mercury Credit Card FAQs page. The FAQ page covers a wide range of topics, including how to apply for a Mercury Credit Card, how to activate your card, and how to make payments.
Overall, the Gomercury.com customer support team is available to assist you with any questions or concerns you may have about the pre-approved application process. Whether you prefer to speak with a representative over the phone or send an email, they will be happy to assist you in any way they can.
Frequently Asked Questions
How can I check the status of my Mercury credit card application?
If you have already applied for a Mercury credit card, you can check the status of your application by contacting Mercury customer service. You can reach them by phone at 1-844-303-5355 or by logging into your account online at gomercurycompreapprovedapplication.com
What are the requirements to apply for a Mercury credit card?
To apply for a Mercury credit card, you must meet certain requirements. You must be at least 18 years old, have a valid Social Security number, and have a verifiable source of income. You may also be required to provide additional information such as your employment status, monthly housing payment, and monthly income.
How do I contact customer service for my Mercury credit card application?
If you have questions about your Mercury credit card application or need assistance with your account, you can contact customer service by phone at 1-844-303-5355. You can also log into your account online at gomercurycompreapprovedapplication.com and send a message to customer service.
What is the maximum credit limit available on a Mercury credit card?
The maximum credit limit available on a Mercury credit card varies based on several factors, including your creditworthiness and income. Mercury does not disclose a specific maximum credit limit, but you can find out your credit limit by logging into your account online at gomercurycompreapprovedapplication.com or by contacting customer service.
Are there automatic credit limit increases with Mercury credit cards?
Mercury may offer automatic credit limit increases to eligible cardholders based on their creditworthiness and payment history. However, automatic credit limit increases are not guaranteed and are subject to approval by Mercury.
How do I log in to manage my Mercury credit card payments?
To log in to manage your Mercury credit card payments, go to gomercurycompreapprovedapplication.com and click on the “Sign In” button in the top right corner of the page. Enter your username and password to access your account. From there, you can view your account balance, make payments, and manage your account settings.
The Bottom Line
So this is all regarding Gomercury pre-approved application and credit card.
Let me know how was your experience regarding the go mercury card. Did you get your card after applying, and how much time it took?
Share your experience in the comment section. I can’t wait to see your reactions.